Semi-Detached House · 5 bed · 308 m² · BER C2 · €1,750,000
A few things
Compiled independently from public records, cross-referenced against the original sale listing. We have no part in the sale of this property. This is an automated summary of public data and a computer-vision reading of the exterior — not a valuation or a survey.
On the market 18 daysPriced about right
A few things
“Grand, bar a few jobs.”
Normal for its age. Budget for the work and you are fine. We could only check 3 of 6 sources for this address, so treat this as provisional.
What 13 Windgate Rd, Howth costs, and how the price compares
Asking price
€1,750,000
Prior sale
Not on record
No earlier sale of this exact home on the Register
Our estimated real value
€1,118,000
Likely range €1,006,000 – €1,230,000
Built from recent sold prices on the Property Price Register (last 12 months, index-adjusted to today) and comparable homes currently for sale, compared on a € per m² basis for this home's 308 m². An estimate, not a formal valuation.
Asking price vs comparable homes Fair confidence
Priced higherAbout rightPriced lower
The asking price sits in line with our fair-value estimate.
Based on comparable homes on the market now — beds, size, BER, type and area. Our estimate for a home like this is around €1,118,000 (€1,006,000–€1,230,000). Estimates at this confidence land within 20% of the sale price about 45% of the time.
This compares the asking price only. It cannot see condition, interior, garden or aspect — a home priced low may need work. Use it to shortlist, not to decide. Our price model is typically within ~18%, so treat the range, not the midpoint, as the signal. Comparable data here is limited, so this is indicative.
Price trend — Dublin
▲ 5%1 year
▲ 22%3 years
▲ 36%5 years
Change in the CSO Residential Property Price Index for Dublin, to May 2026. A regional trend, not this exact home.
Bid coach — where to pitch your offer
Our estimate — likely to sell for€1,006,000–€1,750,000Priced above our fair-value range — likely to need negotiation and may close below the asking.
Open around€976,000
Fair value€1,006,000–€1,230,000
Needs modernisation — the listing flags work to do, so our fair value sits lower. A low price here reflects the work, not a bargain — budget for the refurbishment on top.
Based on wording in the agent's description.
Price per m²€5,682/m² here vs €5,892/m² typical across 8 comparable homes for sale in the wider area
Fair value blends our price model with the price per m² of 8 comparable homes for sale; the asking is 57% above its midpoint. Homes in Ireland often sell over asking in strong areas, so the top of the range is fair value, not a ceiling. A guide for your negotiation, not a valuation — the right bid also depends on how much you want it and what you can borrow.
What it costs to own — about €6,997–€7,823/month
Mortgage€6,603–€7,42980–90% deposit · 3.9% · 30 yr
Measured at this address's small area, not the county — grouped into the environment around the home, the community, and getting around.
Environment
Flood risk
Minimal
This property is not within any mapped OPW flood extent (CFRAM, NIFM or NCFHM).
Broadband
NBP area
This property is in the National Broadband Plan intervention area. High-speed fibre broadband is being rolled out by National Broadband Ireland (NBI). Speeds of up to 500Mbps download will be available once connected.
Energy ratings nearby
C1
Median of 42 certificates, 55% of 77 homes in this small area.
Radon risk
Lower area
Dublin is not a designated High Radon Area — but any home can be affected. Radon maps to a 10 km grid, so check the exact address on the EPA radon map; a home test costs about €50.
Community & services
Liveability index
65/100
A blend of this report's own signals — safety, walkability, transport, broadband, affluence and flood. A rough summary; read the detail below.
Affluence
Marginally above average
Pobal Deprivation Index for HOWTH, 9.3 vs a national average of 0.
Schools within reach
3 primary
3 secondary. Howth Primary School, Scoil Mhuire, Sutton Park School. Catchment is a separate question.
Healthcare nearby
0 GPs
No GPs or pharmacies mapped nearby — the nearest are likely in the closest town.
Recorded crime
Howth, D.M.R. Northern Division
The Garda division this address falls in — we couldn't compute a comparable safety score for it.
Getting around
15-minute walkability
50/100
Mixed — some essentials need transport — 2 GPs, 2 pharmacies, 1 dentist within reach.
Public transport
Rail + bus
Nearest stop Howth Summit. Howth station.
Nearest Garda station
Howth Garda Station
1.6 km
03Before you bid
What we found against this address
Each finding is drawn from a named public dataset and checked at this property's approximate location.
Worth knowing€13.5k–€43k
BER C2 — reasonable, short of the green-rate threshold
Comfortable enough, but under the B3 most lenders want for a green mortgage discount. The discount is modest (roughly 0.1–0.35 points) but the comfort gain is real.
Do this Ask what would get it to B3 and price that against the rate saving.
SEAI BER register · Net of SEAI grants. Gross before grants roughly €25k–€62k.
Worth knowing
Inside the National Broadband Plan intervention area
Commercial operators did not cover this address, so it depends on the State rollout. Where the build is complete the connection is free; where it is not, you are on whatever copper or satellite is available.
Do this Check the NBI rollout status for this Eircode before you bid, and ask the occupants what they actually get.
National Broadband Ireland
04Energy & upgrade
BER C2 — running costs and the upgrade to a green rating
Personalised to this property. Everything in this section is worked out from this home’s own BER of C2, as published on its Building Energy Rating certificate, and its actual floor area of 308 m² — not an area average, and not a typical-home estimate.
ABCC2DEFG
This home is rated C2. Comfortable enough, but under the B3 most lenders want for a green mortgage discount. The discount is modest (roughly 0.1–0.35 points) but the comfort gain is real.
Home energy upgrade — to a B2 (green-mortgage) rating
Indicative measures and costs to bring this 308 m² home to a B2 (green-mortgage) rating, using current SEAI grant amounts. Contractor-dependent — a guide for budgeting, not a quote.
Net cost after grants
€7,900
SEAI grants available
−€4,000
Target rating
B2
Measure
What it does
Cost
SEAI grant
Net
Attic top-up insulation
Brings attic insulation up to current standard
€4,200
−€1,500
€2,700
Heating controls
Zoning and timers cut waste (fully grant-funded)
€700
−€700
€0
Solar PV panels
Generates your own electricity, cutting bills
€7,000
−€1,800
€5,200
Total after grants
€11,900
−€4,000
€7,900
Reaching a B2 rating unlocks green-mortgage rates (roughly 0.2–0.5% lower) and lifts resale value. SEAI grants shown at current rates; costs vary by contractor and a technical survey. You can apply through SEAI's One Stop Shop scheme.
05Aspect
NW-facing garden — aspect & light
NW-facing rear garden
Limited - Garden may be shaded for much of the day. Derived from the building's orientation on the map.
2 things we could not check
Nearby planning applications could not be checked.
Water quality for the nearest monitored body could not be confirmed.
06Before you sign
Your pre-contract checklist
19 items, 9 of them must-do, tailored to what we found here. Budget roughly €3.5k–€7.0k for the paid ones.
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Get your surveyor to
3 items
Commission a pre-purchase survey from a chartered building surveyormust · €500–€1.1k
The most important spend before you sign, and the only thing that examines the actual fabric of the building. Nothing in an online report replaces it.
Get a SEAI Home Energy Assessment and a retrofit quoteshould · €180–€300
Turns a vague "needs work" into a real number you can bid against.
Ask whether the ground floor has been tested for pyrite (IS 398)should · €400–€900
Relevant for homes built in the Leinster region during the 2000s boom.
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Get your solicitor to
4 items
Instruct a solicitor for title, planning and local authority searchesmust · €2.2k–€4.5k
Confirms the seller owns what they are selling and that everything built has permission.
Get Certificates of Compliance with planning and Building Regulations for any extension or attic conversionmust
Unauthorised work can block your mortgage and becomes your problem the day you close.
Check the Local Property Tax band is correctly declared and paid upmust
An under-declared band follows the property to you, not the seller.
Confirm the boundaries on the title map match what you were shownshould
Boundary disputes are slow, expensive and surprisingly common.
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Ask the seller or agent
4 items
Ask for the BER certificate and the advisory report that goes with itmust
The advisory report lists the specific upgrades recommended for this house.
Ask why they are selling and how long they have owned itmust
Free, and it tells you more about the property and your negotiating room than any document.
Check the BER certificate has not expiredshould
A BER lasts ten years. An expired cert will not support a green mortgage rate application.
Ask whether the property has ever flooded, and about any insurance refusalsshould
A seller need not volunteer problems, but must not misrepresent when asked. So ask, in writing, through your solicitor.
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Do this on your viewing
5 items
View a second time at a different time of daymust
Traffic, noise, parking and light all change. Most buyers only ever see a house once.
Look for Japanese knotweed in the garden and along boundariesshould
It is a genuine mortgage blocker in Ireland, and treatment runs for several years.
Run every tap, flush every toilet, open every windowshould
Water pressure, drainage and rotten frames are expensive and easy to miss in a ten-minute viewing.
Get into the attic and look under the stairsshould
Insulation depth, damp and the age of the wiring are all visible where nobody looks.
Do a radon test if you buy, or ask if one has been doneworth it · €30–€50
Ireland is a European radon hotspot. Testing is cheap and remediation is usually straightforward.
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Sort with your lender or broker
3 items
Confirm your approval covers this specific property and pricemust · €150–€200
Approval in principle is not a loan offer. The lender still has to value and approve this house.
Budget for stamp duty and check what other costs land at closingmust
Stamp duty is 1% up to €1m, 2% between €1m and €1.5m, and 6% above that. It is the largest cost buyers forget, and on a new build it is charged on the price excluding VAT.
Ask your broker what the rate would be at B3, and about the Home Energy Upgrade Loanworth it
The green discount plus a low-rate upgrade loan can cover a good share of the work.
Financing
What can you borrow for this house?
We compare live rates from ten Irish lenders, including the green rates a B3 or better unlocks. See what this home would cost you each month.