No street-level image is available for this address. The exterior could not be assessed from the road.
Kinsale, Co. Cork
Detached House · 5 bed · 278.71 m² · BER C3 · €1,600,000
A few things
Compiled independently from public records, cross-referenced against the original sale listing. We have no part in the sale of this property. This is an automated summary of public data and a computer-vision reading of the exterior — not a valuation or a survey.
On the market 11 daysAsking above our fair value
A few things
“Grand, bar a few jobs.”
Normal for its age. Budget for the work and you are fine. We could only check 3 of 6 sources for this address, so treat this as provisional.
What Kinsale, Co. Cork costs, and how the price compares
Asking price
€1,600,000
Prior sale
Not on record
No earlier sale of this exact home on the Register
Our estimated real value
€1,099,000
Likely range €989,000 – €1,209,000
Built from recent sold prices on the Property Price Register (last 12 months, index-adjusted to today) and comparable homes currently for sale, compared on a € per m² basis for this home's 278.71 m². An estimate, not a formal valuation.
Asking price vs comparable homes Fair confidence
Priced higherAbout rightPriced lower
The asking price sits above our fair-value estimate.
Based on comparable homes on the market now — beds, size, BER, type and area. Our estimate for a home like this is around €1,099,000 (€989,000–€1,209,000). Estimates at this confidence land within 20% of the sale price about 45% of the time.
This compares the asking price only. It cannot see condition, interior, garden or aspect — a home priced low may need work. Use it to shortlist, not to decide. Our price model is typically within ~18%, so treat the range, not the midpoint, as the signal. Comparable data here is limited, so this is indicative.
Price trend — South-West
▲ 4%1 year
▲ 25%3 years
▲ 52%5 years
Change in the CSO Residential Property Price Index for South-West, to May 2026. A regional trend, not this exact home.
Bid coach — where to pitch your offer
Our estimate — likely to sell for€989,000–€1,600,000Priced above our fair-value range — likely to need negotiation and may close below the asking.
Open around€959,000
Fair value€989,000–€1,209,000
Turn-key condition — the listing reads as move-in ready, so we've trimmed the low end of the fair-value range (we don't lift the price on an agent's wording).
Based on wording in the agent's description.
Price per m²€5,741/m² here vs €3,591/m² typical across 13 comparable homes for sale in the wider area
Fair value blends our price model with the price per m² of 13 comparable homes for sale; the asking is 46% above its midpoint. Homes in Ireland often sell over asking in strong areas, so the top of the range is fair value, not a ceiling. A guide for your negotiation, not a valuation — the right bid also depends on how much you want it and what you can borrow.
What it costs to own — about €6,400–€7,155/month
Mortgage€6,037–€6,79280–90% deposit · 3.9% · 30 yr
Measured at this address's small area, not the county — grouped into the environment around the home, the community, and getting around.
Environment
Flood risk
Medium
This property is within a MEDIUM probability coastal flood zone (0.5% annual chance / 1-in-200 year event).
Broadband
Commercial
This property is in a commercial broadband area where high-speed broadband is already available from multiple providers (e.g., Eir, Virgin Media, SIRO, Vodafone). Fibre or cable broadband options are typically available.
Radon risk
Higher area
Co. Cork contains areas the EPA designates High Radon. Radon maps to a 10 km grid, so check the exact address on the EPA radon map; a home test costs about €50.
Community & services
Liveability index
45/100
A blend of this report's own signals — safety, walkability, transport, broadband, affluence and flood. A rough summary; read the detail below.
Affluence
Marginally above average
Pobal Deprivation Index for KINSALE URBAN, 5.8 vs a national average of 0.
Schools within reach
3 primary
1 secondary. Saint Eltins Primary School, St. Multose National School. Catchment is a separate question.
Healthcare nearby
2 GPs
4 pharmacies within reach.
Recorded crime
Kinsale, Cork West Division
The Garda division this address falls in — we couldn't compute a comparable safety score for it.
Getting around
Public transport
Bus
Nearest stop Kinsale, Town Car Park.
Nearest Garda station
Kinsale Garda Station
236 m
03Before you bid
What we found against this address
Each finding is drawn from a named public dataset and checked at this property's approximate location.
High priority€48k–€128k
Inside a mapped flood zone
In Ireland this shows up as loaded premiums (roughly €400–1,500 a year), a flood excess of €5,000–25,000, or cover declined outright. No cover can mean no mortgage, and it follows you to resale. The OPW–Insurance Ireland memorandum only helps where a completed OPW scheme protects the address.
Do this Get a written home insurance quote BEFORE you bid, and ask whether an OPW scheme protects this address.
OPW flood maps · Indicative resale and insurability drag, as a share of asking price.
Worth knowing€12.5k–€39k
BER C3 — reasonable, short of the green-rate threshold
Comfortable enough, but under the B3 most lenders want for a green mortgage discount. The discount is modest (roughly 0.1–0.35 points) but the comfort gain is real.
Do this Ask what would get it to B3 and price that against the rate saving.
SEAI BER register · Net of SEAI grants. Gross before grants roughly €22k–€56k.
04Energy & upgrade
BER C3 — running costs and the upgrade to a green rating
Personalised to this property. Everything in this section is worked out from this home’s own BER of C3, as published on its Building Energy Rating certificate, and its actual floor area of 278.71 m² — not an area average, and not a typical-home estimate.
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This home is rated C3. Comfortable enough, but under the B3 most lenders want for a green mortgage discount. The discount is modest (roughly 0.1–0.35 points) but the comfort gain is real.
Home energy upgrade — to a B2 (green-mortgage) rating
Indicative measures and costs to bring this 278.71 m² home to a B2 (green-mortgage) rating, using current SEAI grant amounts. Contractor-dependent — a guide for budgeting, not a quote.
Net cost after grants
€7,500
SEAI grants available
−€4,000
Target rating
B2
Measure
What it does
Cost
SEAI grant
Net
Attic top-up insulation
Brings attic insulation up to current standard
€3,800
−€1,500
€2,300
Heating controls
Zoning and timers cut waste (fully grant-funded)
€700
−€700
€0
Solar PV panels
Generates your own electricity, cutting bills
€7,000
−€1,800
€5,200
Total after grants
€11,500
−€4,000
€7,500
Reaching a B2 rating unlocks green-mortgage rates (roughly 0.2–0.5% lower) and lifts resale value. SEAI grants shown at current rates; costs vary by contractor and a technical survey. You can apply through SEAI's One Stop Shop scheme.
05Aspect
W-facing garden — aspect & light
W-facing rear garden
Very Good - Garden gets good afternoon sun exposure. Derived from the building's orientation on the map.
2 things we could not check
Nearby planning applications could not be checked.
Water quality for the nearest monitored body could not be confirmed.
06Before you sign
Your pre-contract checklist
21 items, 10 of them must-do, tailored to what we found here. Budget roughly €3.1k–€6.2k for the paid ones.
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Get your surveyor to
3 items
Commission a pre-purchase survey from a chartered building surveyormust · €500–€1.1k
The most important spend before you sign, and the only thing that examines the actual fabric of the building. Nothing in an online report replaces it.
Ask the surveyor to check floor levels and any flood defencesshould
Tells you whether previous owners have already had to deal with water.
Get a SEAI Home Energy Assessment and a retrofit quoteshould · €180–€300
Turns a vague "needs work" into a real number you can bid against.
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Get your solicitor to
5 items
Instruct a solicitor for title, planning and local authority searchesmust · €2.2k–€4.5k
Confirms the seller owns what they are selling and that everything built has permission.
Get Certificates of Compliance with planning and Building Regulations for any extension or attic conversionmust
Unauthorised work can block your mortgage and becomes your problem the day you close.
Check the Local Property Tax band is correctly declared and paid upmust
An under-declared band follows the property to you, not the seller.
Confirm the boundaries on the title map match what you were shownshould
Boundary disputes are slow, expensive and surprisingly common.
Ask whether a completed OPW flood scheme protects this addressshould
The insurance industry memorandum only applies where a scheme is finished, so this changes your cover options.
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Ask the seller or agent
4 items
Ask for the BER certificate and the advisory report that goes with itmust
The advisory report lists the specific upgrades recommended for this house.
Ask why they are selling and how long they have owned itmust
Free, and it tells you more about the property and your negotiating room than any document.
Check the BER certificate has not expiredshould
A BER lasts ten years. An expired cert will not support a green mortgage rate application.
Ask whether the property has ever flooded, and about any insurance refusalsshould
A seller need not volunteer problems, but must not misrepresent when asked. So ask, in writing, through your solicitor.
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Do this on your viewing
5 items
View a second time at a different time of daymust
Traffic, noise, parking and light all change. Most buyers only ever see a house once.
Look for Japanese knotweed in the garden and along boundariesshould
It is a genuine mortgage blocker in Ireland, and treatment runs for several years.
Run every tap, flush every toilet, open every windowshould
Water pressure, drainage and rotten frames are expensive and easy to miss in a ten-minute viewing.
Get into the attic and look under the stairsshould
Insulation depth, damp and the age of the wiring are all visible where nobody looks.
Do a radon test if you buy, or ask if one has been doneworth it · €30–€50
Ireland is a European radon hotspot. Testing is cheap and remediation is usually straightforward.
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Sort with your lender or broker
4 items
Confirm your approval covers this specific property and pricemust · €150–€200
Approval in principle is not a loan offer. The lender still has to value and approve this house.
Budget for stamp duty and check what other costs land at closingmust
Stamp duty is 1% up to €1m, 2% between €1m and €1.5m, and 6% above that. It is the largest cost buyers forget, and on a new build it is charged on the price excluding VAT.
Get a written home insurance quote before you bidmust
If cover is refused or heavily loaded, your mortgage and your resale are both affected. Find out now, not after the deposit.
Ask your broker what the rate would be at B3, and about the Home Energy Upgrade Loanworth it
The green discount plus a low-rate upgrade loan can cover a good share of the work.
Financing
What can you borrow for this house?
We compare live rates from ten Irish lenders, including the green rates a B3 or better unlocks. See what this home would cost you each month.
