Homes for sale › Cork › Kinsale › Ardkilly
No street-level image for this address

Ardkilly, Sandycove, Kinsale, County Cork, P17 A328

Detached House · 5 bed · 4 bath · 279 m² · BER C3

Move-in ready.

A 5-bed detached house in Kinsale, 279 m². The asking price of €1,600,000 is above our estimated range. No immediate capital expenditure is required inside, allowing immediate occupation.

Automated buyer report from public data. An estimate, not a valuation or a survey. How we build this.

Flood risk, check cover

Is Ardkilly worth the asking price?

Asking above our estimated range. The asking price is 46% above our €1,099,000 midpoint.

Our estimate €1.1m
Asking €1.6m
€920kEstimated range €989k to €1.21m€1.71m

If you bid, think in €989,000 to €1,209,000. Opening near €959,000 would be aggressive in this market. Priced above the range, so it may need negotiation and close below the asking.

Price per m²
€5,741/m²

Asking price divided by the 279 m² floor area. Too few comparable homes for sale nearby to rank it.

Confidence
Medium

8 comparable sales within 8 km in the last two years, and 5 comparable homes for sale in the area. Estimates at this confidence land within 20% of the sale price about 58% of the time.

Condition adjustment
Held

The house is in good order. We never lift an estimate for a finish, only trim the low end of the range.

Price trend, South-West

+4%1 year
+25%3 years
+52%5 years

Change in the CSO Residential Property Price Index for South-West, to May 2026. A regional trend, not this exact house.

What it costs a month

About €7,000 a month on a 90% mortgage over 30 years at a typical current rate, plus property tax. Work it out for your own deposit.

How we estimate

We take recent sold prices from the Property Price Register, adjust each to today's money with the CSO price index, and weight them by how close and how recent they are. We blend that with a model trained on 5,000 matched sales that knows how price moves with floor area, bedrooms, BER, type and area, and we correct for condition read. Our estimate is the blend; the range is where 80% of homes like this actually sold.

Tested on sales the model had never seen: half land within 8% of the sale price, four in five within 20%. It never sees the survey. An estimate, not a valuation.

What's the house like?

No street-level image is available for this address.

Inside: immaculate modern turnkey condition

TurnkeyNeeds some workNeeds modernisation

The property has been renovated to a very high standard with an elegant coastal theme throughout. Rooms are bright and spacious, benefiting from large modern windows and generous open-plan layouts. No immediate capital expenditure is required inside, allowing immediate occupation.

Kitchen
Contemporary teal shaker units with Belfast sink, quartz worktops, metro splashback tiles, and a large range cooker.
Living Room
Bright reception space with timber wall panelling, inset solid fuel stove, and large sliding doors framing sea views.
Dining Area
Open-plan dining space adjacent to the kitchen, finished with light timber-effect flooring and ample natural light.
Hallway
Open-tread timber staircase with modern timber-effect flooring, painted finishes, and sliding barn doors.

Going for it

  • Fully renovated interior in walk-in condition throughout
  • Substantial sliding doors maximising natural light and sea views
  • High-specification kitchen with quality range cooker and Belfast sink
  • Cohesive contemporary coastal decor with durable wood-effect flooring

Needs doing

  • Open-riser stairs may require adjustments for young child safety
  • C3 energy rating could benefit from future efficiency upgrades

An automated read of the interior. It cannot see damp, wiring, plumbing or structure. Your surveyor can.

BER C3 and the cost to reach B2

Comfortable enough, but under the B3 most lenders want for a green mortgage rate. About €7,500 after SEAI grants gets this 278.71 m² home to B2.

The measures, with current SEAI grants
MeasureCostGrantNet
Attic top-up insulation€3,800−€1,500€2,300
Heating controls€700−€700€0
Solar PV panels€7,000−€1,800€5,200
Total€11,500−€4,000€7,500

Indicative, from this home's own BER and floor area. Contractor quotes vary. Apply through SEAI's One Stop Shop.

Garden aspect
West facingVery Good - Garden gets good afternoon sun exposure Worked out from the building's orientation on the map.

What's the area like around Ardkilly?

Measured at this address's small area, not the county. Grouped into the environment around the home, the community, and getting around.

Environment

Flood risk
Medium

This property is within a MEDIUM probability coastal flood zone (0.5% annual chance / 1-in-200 year event). OPW flood maps.

Broadband
Commercial

High-speed broadband already available from several providers. Fibre or cable typically on offer.

Radon risk
Higher area

Cork contains areas the EPA designates high radon. Radon maps to a 10 km grid, so check the exact address on the EPA map. A home test costs about €50.

Community and services

Liveability index
45/100

A blend of this report's own signals: safety, walkability, transport, broadband, affluence and flood. A rough summary.

Affluence
Marginally above average

Pobal Deprivation Index for KINSALE URBAN, 5.8 against a national average of 0.

Schools within reach
1 primary

1 primary and 1 secondary within a 15-minute walk. Scoil Naomh Eltin. Catchment is a separate question.

Healthcare nearby
None within 3 km

No GP practice or pharmacy within 3 km of this address in the HSE register.

Neighbourhood safety
Not available

We couldn't match this address to a Garda division's recorded-crime figures. Shown once we can.

Amenities within 1 km
1

1 pitch. Shops, food and services within a kilometre.

Getting around

Public transport
Bus

Nearest stop Charles Frt.

Nearest Garda station
Kinsale

236 m from the house.

Not checked this time: nearby planning applications, local water quality. We say so rather than guess.

What should I check before I sign?

Inside a mapped flood zone. In Ireland this shows up as loaded premiums (roughly €400–1,500 a year), a flood excess of €5,000–25,000, or cover declined outright. No cover can mean no mortgage, and it follows you to resale. Get a written home insurance quote BEFORE you bid, and ask whether an OPW scheme protects this address.

BER C3, reasonable, short of the green-rate threshold. Comfortable enough, but under the B3 most lenders want for a green mortgage discount. The discount is modest (roughly 0.1–0.35 points) but the comfort gain is real. Ask what would get it to B3 and price that against the rate saving.

10 must-do checks, tailored to this house. Budget €3.1k to €6.2k for the paid ones.

Get your surveyor to

Commission a pre-purchase survey from a chartered building surveyor
The most important spend before you sign, and the only thing that examines the actual fabric of the building. Nothing in an online report replaces it.
MUST
€500 to €1.1k

Get your solicitor to

Instruct a solicitor for title, planning and local authority searches
Confirms the seller owns what they are selling and that everything built has permission.
MUST
€2.2k to €4.5k
Get Certificates of Compliance with planning and Building Regulations for any extension or attic conversion
Unauthorised work can block your mortgage and becomes your problem the day you close.
MUST
Check the Local Property Tax band is correctly declared and paid up
An under-declared band follows the property to you, not the seller.
MUST

Ask the seller or agent

Ask for the BER certificate and the advisory report that goes with it
The advisory report lists the specific upgrades recommended for this house.
MUST
Ask why they are selling and how long they have owned it
Free, and it tells you more about the property and your negotiating room than any document.
MUST

Do this on your viewing

View a second time at a different time of day
Traffic, noise, parking and light all change. Most buyers only ever see a house once.
MUST

Sort with your lender or broker

Confirm your approval covers this specific property and price
Approval in principle is not a loan offer. The lender still has to value and approve this house.
MUST
€150 to €200
Budget for stamp duty and check what other costs land at closing
Stamp duty is 1% up to €1m, 2% between €1m and €1.5m, and 6% above that.
MUST
Get a written home insurance quote before you bid
If cover is refused or heavily loaded, your mortgage and your resale are both affected. Find out now, not after the deposit.
MUST
12 more worth doing
Confirm the boundaries on the title map match what you were shown
Boundary disputes are slow, expensive and surprisingly common.
SHOULD
Check the BER certificate has not expired
A BER lasts ten years. An expired cert will not support a green mortgage rate application.
SHOULD
Look for Japanese knotweed in the garden and along boundaries
It is a genuine mortgage blocker in Ireland, and treatment runs for several years.
SHOULD
Ask whether the property has ever flooded, and about any insurance refusals
A seller need not volunteer problems, but must not misrepresent when asked. So ask, in writing, through your solicitor.
SHOULD
Run every tap, flush every toilet, open every window
Water pressure, drainage and rotten frames are expensive and easy to miss in a ten-minute viewing.
SHOULD
Get into the attic and look under the stairs
Insulation depth, damp and the age of the wiring are all visible where nobody looks.
SHOULD
Ask the surveyor to check floor levels and any flood defences
Tells you whether previous owners have already had to deal with water.
SHOULD
Ask whether a completed OPW flood scheme protects this address
The insurance industry memorandum only applies where a scheme is finished, so this changes your cover options.
SHOULD
Get a SEAI Home Energy Assessment and a retrofit quote
Turns a vague "needs work" into a real number you can bid against.
SHOULD
€180 to €300
Raise the 3 items our report could not confirm
Where public data is missing, pre-contract enquiries are how you close the gap.
SHOULD
Do a radon test if you buy, or ask if one has been done
Ireland is a European radon hotspot. Testing is cheap and remediation is usually straightforward.
WORTH IT
€30 to €50
Ask your broker what the rate would be at B3, and about the Home Energy Upgrade Loan
The green discount plus a low-rate upgrade loan can cover a good share of the work.
WORTH IT

Recently sold and for sale near Ardkilly

Sold on Ardkilly since 2024

No sales on Ardkilly since 2024 are on the Property Price Register. Our estimate leans on sales in the wider area instead. Search sold prices near Kinsale.

Homes for sale near Ardkilly

Nearby means closest first, similar price and size where we have them. Images appear only where we can pin the exact building.

Quick answers

Is Ardkilly worth €1,600,000?

Asking above our estimated range. Our estimate is €1,099,000, with a range of €989,000 to €1,209,000, so the asking price is 46% above the midpoint. An estimate from public data, not a valuation.

Is Ardkilly at risk of flooding?

Medium risk. This property is within a MEDIUM probability coastal flood zone (0.5% annual chance / 1-in-200 year event). Check insurance before you bid.

What is the BER of Ardkilly and what would B2 cost?

The house is rated BER C3. About €7,500 after SEAI grants, for attic top-up insulation, heating controls and solar PV panels, would bring this 278.71 m² home to B2 and unlock green mortgage rates.

What should I check before bidding on Ardkilly?

10 must-do checks, starting with a pre-purchase survey and your solicitor's searches. Budget €3.1k to €6.2k for due diligence. No immediate capital expenditure is required inside, allowing immediate occupation.

€1,600,000est. €1.1m
Borrowing