Street view of 4 Spencer Pl, North Strand

4 Spencer Pl, North Strand, Dublin 3, D03 X651

Bungalow · 1 bed · BER EXEMPT · €180,000

Needs work

Compiled independently from public records, cross-referenced against the original sale listing. We have no part in the sale of this property. This is an automated summary of public data and a computer-vision reading of the exterior — not a valuation or a survey.

New to market · 2 days Only 1 of 19 Dublin 3 homes are 1-bed near this price
Needs work

“A fair bit of work in it.”

Real money needed. Factor it into what you offer.

Days on market
2 days
Asking
€180,000
Beds
1
Baths
1
BER
EXEMPT
Type
Bungalow
Eircode
D03 X651

01The exterior

4 Spencer Pl, North Strand from the outside — condition & kerb appeal

An automated reading of Google Street View and satellite imagery at this address. It sees only the outside, and it is a machine's view — treat it as a prompt for your surveyor, not a substitute.

Street view of 4 Spencer Pl, North Strand
Street view
Satellite view of 4 Spencer Pl, North Strand
From above
Exterior read

This end-of-terrace, two-storey period property sits on a compact footprint at the corner of Spencer Place. Located in a high-density urban neighborhood, it presents a traditional urban layout ideal for modern interior reconfiguration. While space is constrained, its position offers strong location value for central living.

What stands out

  • Prime Central Urban Location: Located in a established inner-city residential area with strong access to public transport and amenities.
  • Durable External Finish: Pebble-dash/dash render finish provides a low-maintenance, weather-resistant exterior protective layer.
  • Dual-Aspect Light Potential: Corner position on the lane allows side elevation windows for improved natural light compared to mid-terrace properties.
  • Compact & Efficient Footprint: Smaller overall surface area leads to lower heating demands once insulated and easier routine maintenance.
  • Strong Character & Investment Potential: Excellent potential as a modern city starter home or high-demand residential rental investment.

Watch for

  • Lack of Private Outdoor Space: Very tight site boundary with virtually no dedicated private garden, yard, or patio area.
  • Privacy and Noise Concerns: Front entrance and ground floor open directly onto a narrow shared lane/footpath.
  • Sub-Optimal Energy Efficiency (BER): Older timber window units and uninsulated solid masonry walls will require retrofit insulation and upgraded glazing.
  • Restricted Parking and Refuse Logistics: No off-street parking available; bin storage is forced onto the public alleyway/lane.
  • Potential Damp Risks: Typical older period construction lacks modern damp-proof courses, requiring careful inspection along ground-level render junctions.

02Price & comparables

What 4 Spencer Pl, North Strand costs, and how the price compares

Asking price
€180,000
25% below the street's recent median
Prior sale
Not on record
No earlier sale of this exact home on the Register
Our estimated real value
€180,000
Likely range €130,000 – €230,000

Built from recent sold prices on the Property Price Register (last 12 months, index-adjusted to today) and comparable homes currently for sale, compared on a € per m² basis. An estimate, not a formal valuation.

Asking price vs comparable homes

Priced low for its size and area — but our exterior read or risk checks flag possible condition issues. Cheap can mean work. Treat this as a prompt to inspect, not a bargain.

Recent sales on Spencer Place

AddressDatePrice
2 SPENCER PLACE, NORTH STRANDJanuary 2026€240,000

1 sale since 2023 within a sensible range of this home. From the Property Price Register — the definitive record of what Irish homes actually sold for.

Price trend — Dublin
▲ 5%1 year
▲ 22%3 years
▲ 36%5 years

Change in the CSO Residential Property Price Index for Dublin, to May 2026. A regional trend, not this exact home.

What it costs to own — about €969–€1,054/month
Mortgage€679–€76480–90% deposit · 3.9% · 30 yr
Property tax€15Local Property Tax
Energy€275BER EXEMPT estimate

Indicative, at a representative rate — your cost depends on your deposit and rate. Run it with your own numbers →

03The area

Is Dublin 3 a good place to buy? Area profile

Measured at this address's small area, not the county — grouped into the environment around the home, the community, and getting around.

Environment

Flood risk
High

This property is within a HIGH probability coastal flood zone (10% annual chance / 1-in-10 year event).

Water quality
Moderate

Grand Canal Basin (Liffey and Dublin Bay) — Not at risk.

Broadband
Commercial

This property is in a commercial broadband area where high-speed broadband is already available from multiple providers (e.g., Eir, Virgin Media, SIRO, Vodafone). Fibre or cable broadband options are typically available.

Energy ratings nearby
E1

Median of 65 certificates, 59% of 111 homes in this small area.

Radon risk
Lower area

Dublin is not a designated High Radon Area — but any home can be affected. Radon maps to a 10 km grid, so check the exact address on the EPA radon map; a home test costs about €50.

Community & services

Liveability index
56/100

A blend of this report's own signals — safety, walkability, transport, broadband, affluence and flood. A rough summary; read the detail below.

Affluence
Marginally above average

Pobal Deprivation Index for NORTH DOCK A, 1.0 vs a national average of 0.

Schools within reach
3 primary

3 secondary. St. Columba's National School, The Larkin Early Education Service. Catchment is a separate question.

Healthcare nearby
5 GPs

5 pharmacies within reach.

Neighbourhood safety
4/100

138.5 recorded crimes per 1,000 residents in the D.M.R. North Central Garda division — 277% above the national average of 36.7. This is a Garda-division figure, so it averages across a wide area — a single division can span very different neighbourhoods, and inner-city divisions read high on small resident populations. Read it as a broad guide, not a street-level rating. Source: CSO CJA07 (recorded crime, under reservation).

Area profile
239 residents

NORTH DOCK A electoral division. Small-area population from the CSO Census 2022. (Affluence is in the card above.)

Getting around

15-minute walkability
94/100

Complete 15-minute neighbourhood — 55 GPs, 39 pharmacies, 20 dentists within reach.

Public transport
Limited

No bus or rail stops mapped in the immediate area — a car is likely essential here.

Nearest Garda station
Fitzgibbon Street Garda Station

1.1 km

04Before you bid

What we found against this address

Each finding is drawn from a named public dataset and checked at this property's exact location, not the estate or the town.

Critical €14.4k–€36k

Inside a high flood-risk zone

In Ireland this shows up as loaded premiums (roughly €400–1,500 a year), a flood excess of €5,000–25,000, or cover declined outright. No cover can mean no mortgage, and it follows you to resale. The OPW–Insurance Ireland memorandum only helps where a completed OPW scheme protects the address.

Do this Get a written home insurance quote BEFORE you bid, and ask whether an OPW scheme protects this address.

OPW flood maps · Indicative resale and insurability drag, as a share of asking price.

Worth knowing

BER exempt — no energy rating available

Usually a protected structure or a building outside the BER rules. It means you have no standard measure of running costs, and most lenders cannot apply a green rate.

Do this Ask why it is exempt. If it is protected, check what upgrades are even permitted before you budget.

SEAI BER register

Worth knowing

500 planning applications within 1 km

An active area for building work, mostly small domestic jobs.

Do this Scan the list for anything that would directly overlook the property.

Planning applications register

Worth knowing

Nearest monitored water body rated Moderate

Below good status under the Water Framework Directive. This matters most if the property draws well water or backs onto the watercourse.

Do this Establish whether the supply is mains or a private well, and test the well if so.

EPA water quality

05Energy & upgrade

BER EXEMPT — running costs and the upgrade to a green rating

Personalised to this property. Everything in this section is worked out from this home’s own BER of EXEMPT, as published on its Building Energy Rating certificate — not an area average, and not a typical-home estimate.

This home is rated Exempt. Usually a protected structure or a building outside the BER rules. It means you have no standard measure of running costs, and most lenders cannot apply a green rate.

Home energy upgrade — to a B2 (green-mortgage) rating

Indicative measures and costs to bring this 110 m² home to a B2 (green-mortgage) rating, using current SEAI grant amounts. Contractor-dependent — a guide for budgeting, not a quote.

Net cost after grants
€38,850
SEAI grants available
−€18,500
Target rating
B2
MeasureWhat it doesCostSEAI grantNet
Attic insulationCuts heat loss through the roof — the biggest quick win€2,400−€1,500€900
External wall insulationWraps solid walls in insulation — the largest fabric gain€23,300−€8,000€15,300
Air-to-water heat pumpReplaces the fossil boiler with efficient electric heat€13,500−€6,500€7,000
Heating controlsZoning and timers cut waste (fully grant-funded)€700−€700€0
New windows & doorsModern glazing reduces draughts and heat loss€10,450€10,450
Solar PV panelsGenerates your own electricity, cutting bills€7,000−€1,800€5,200
Total after grants€57,350−€18,500€38,850

Reaching a B2 rating unlocks green-mortgage rates (roughly 0.2–0.5% lower) and lifts resale value. SEAI grants shown at current rates; costs vary by contractor and a technical survey. You can apply through SEAI's One Stop Shop scheme.

06Aspect

W-facing garden — aspect & light

W-facing rear garden

Moderate - Garden gets some direct sunlight during the day. Derived from the building's orientation on the map.

07Planning

Planning permission near 4 Spencer Pl, North Strand

More than 500 applications sit within a kilometre — our search stops counting there. The register goes back decades, so it shows how actively the area has been built on rather than only what is coming.

08Before you sign

Your pre-contract checklist

22 items, 12 of them must-do, tailored to what we found here. Budget roughly €3.3k–€6.8k for the paid ones.

S

Get your surveyor to

3 items
  1. Commission a pre-purchase survey from a chartered building surveyormust · €500–€1.1k

    The most important spend before you sign, and the only thing that examines the actual fabric of the building. Nothing in an online report replaces it.

  2. Ask the surveyor to check floor levels and any flood defencesshould

    Tells you whether previous owners have already had to deal with water.

  3. Ask whether the ground floor has been tested for pyrite (IS 398)should · €400–€900

    Relevant for homes built in the Leinster region during the 2000s boom.

§

Get your solicitor to

7 items
  1. Instruct a solicitor for title, planning and local authority searchesmust · €2.2k–€4.5k

    Confirms the seller owns what they are selling and that everything built has permission.

  2. Get Certificates of Compliance with planning and Building Regulations for any extension or attic conversionmust

    Unauthorised work can block your mortgage and becomes your problem the day you close.

  3. Check the Local Property Tax band is correctly declared and paid upmust

    An under-declared band follows the property to you, not the seller.

  4. Establish whether this is a protected structure, and what work is permittedmust

    Protected status restricts windows, insulation and heating changes, and it is the usual reason for BER exemption.

  5. Review the nearby planning applications in fullmust

    What gets built next door affects both how you live there and what you sell it for.

  6. Confirm the boundaries on the title map match what you were shownshould

    Boundary disputes are slow, expensive and surprisingly common.

  7. Ask whether a completed OPW flood scheme protects this addressshould

    The insurance industry memorandum only applies where a scheme is finished, so this changes your cover options.

?

Ask the seller or agent

4 items
  1. Ask for the BER certificate and the advisory report that goes with itmust

    The advisory report lists the specific upgrades recommended for this house.

  2. Ask why they are selling and how long they have owned itmust

    Free, and it tells you more about the property and your negotiating room than any document.

  3. Check the BER certificate has not expiredshould

    A BER lasts ten years. An expired cert will not support a green mortgage rate application.

  4. Ask whether the property has ever flooded, and about any insurance refusalsshould

    A seller need not volunteer problems, but must not misrepresent when asked. So ask, in writing, through your solicitor.

👁

Do this on your viewing

5 items
  1. View a second time at a different time of daymust

    Traffic, noise, parking and light all change. Most buyers only ever see a house once.

  2. Look for Japanese knotweed in the garden and along boundariesshould

    It is a genuine mortgage blocker in Ireland, and treatment runs for several years.

  3. Run every tap, flush every toilet, open every windowshould

    Water pressure, drainage and rotten frames are expensive and easy to miss in a ten-minute viewing.

  4. Get into the attic and look under the stairsshould

    Insulation depth, damp and the age of the wiring are all visible where nobody looks.

  5. Do a radon test if you buy, or ask if one has been doneworth it · €30–€50

    Ireland is a European radon hotspot. Testing is cheap and remediation is usually straightforward.

Sort with your lender or broker

3 items
  1. Confirm your approval covers this specific property and pricemust · €150–€200

    Approval in principle is not a loan offer. The lender still has to value and approve this house.

  2. Budget for stamp duty and check what other costs land at closingmust

    Stamp duty is 1% up to €1m, 2% between €1m and €1.5m, and 6% above that. It is the largest cost buyers forget, and on a new build it is charged on the price excluding VAT.

  3. Get a written home insurance quote before you bidmust

    If cover is refused or heavily loaded, your mortgage and your resale are both affected. Find out now, not after the deposit.

Financing

What can you borrow for this house?

We compare live rates from ten Irish lenders, including the green rates a B3 or better unlocks. See what this home would cost you each month.

Compare mortgage rates

09Questions

4 Spencer Pl, North Strand: your questions answered

How much is 4 Spencer Pl, North Strand?
4 Spencer Pl, North Strand is for sale at an asking price of €180,000. Recent sales on the street have a median of €240,000, so the asking is 25% below them.
Is 4 Spencer Pl, North Strand at risk of flooding?
This property is within a HIGH probability coastal flood zone (10% annual chance / 1-in-10 year event).
What is the BER of 4 Spencer Pl, North Strand?
The listing gives a BER of EXEMPT. The median rating across 111 homes in the same small area is E1.
What condition is 4 Spencer Pl, North Strand in?
This end-of-terrace, two-storey period property sits on a compact footprint at the corner of Spencer Place. Located in a high-density urban neighborhood, it presents a traditional urban layout ideal for modern interior reconfiguration. While space is…
What should I check before bidding on 4 Spencer Pl, North Strand?
12 items are marked must-do, including a pre-purchase survey and your solicitor's searches. Budget roughly €3.3k–€6.8k for due diligence.

10Nearby

Homes for sale near 4 Spencer Pl, North Strand